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Insurance Riders-What Are They and Why All The Hype?

When jumping from a plane 12,000 feet above the earth’s surface, every skydiver packs a main parachute as well as a reserve.  In other words—the typical safety feature, plus a backup – just in case. In the world of insurance […]

Smaller Raises on the Horizon for Seniors

Generally speaking, since Social Security’s inception in 1939, as inflation has risen, the checks received by American retirees have grown with modest increases to help keep pace.  However, with the national debt reaching its ceiling in mid-May of this year […]

Are You Really on Track for Retirement?

In determining what to cover in our company’s blog, we frequently review the questions, and more importantly, the misconceptions our new clients often approach us with during educational events and appointments.  One of the most common misconceptions we run into […]

GAO Suggests Retirees Delay Social Security & Look Toward Other Solutions

In a time in which many question the very certainty of Social Security altogether, the Government Accountability Office (GAO) recently suggested that individuals postpone drawing benefits, waiting until at least their full retirement age, or 66 for those born from […]

Protecting Yourself from the Thief of the New Millennium

Protecting Yourself from the Thief of the New Millennium It’s happened to far too many individuals.  You’re enjoying dinner when the phone rings with a collection agency on the other end, demanding payment for overdue charges on an account you […]

Now, More than Ever Before, Responsibility is Yours

The spring tornado season of 2011 will easily go down in history as one of the deadliest on record, with both storm counts and death tolls more than doubling the previous year’s figures. In Tuscaloosa, AL, over 335 lives were […]

Staggering Numbers Approach Retirement Feeling Unprepared

The past two to three years have marked a major shift in the way Americans approaching retirement view this “third act” of life.  Once regarded as “Golden Years” in which many of life’s dreams could finally come to fruition, retirement […]