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Yesteryear’s Retirement Strategies May Not Stand the Test of Time

According to findings from a pre-retiree study this year,1 one-third of Americans age 55+ say their financial assets have not yet recovered to pre-recession levels. If that isn’t bad enough, many tried-and-true retirement income planning strategies employed by the last […]

The Psychology of Planning & the Ostrich Generation

The Wall Street Journal recently published an article dubbing many of today’s preretirees the “Ostrich Generation” – observing that folks are sticking their heads in the sand instead of proactively working on a retirement plan. In fact, according to the […]

Come Check Out Our New Office!

The chill in the air means summer (and it’s blistering heat) is finally over and several of our friends have returned to Arizona.  There seems to always be a lot of excitement in this season, but this year it is […]

Let’s Celebrate Inflation

Last week, the U.S. Bureau of Labor Statistics reported that the Consumer Price Index for All Urban Consumers (CPI-U) increased 0.3% in September; the 12-month increase equals 3.9%. The agency cited increases in energy and food prices as the main […]

The Great Misconception?

Perhaps we’re missing something. Economists have called our recent hard times the Great Recession, and many call for a double dip on the horizon. But many of the numbers, particularly the ones released just last week, tell a different story. […]

Muni Tax Break Escapes Debt Supercommittee

Last month, President Obama proposed his America’s Jobs Act of 2011, which included a provision that would reduce the tax break for muni bond investors. In short, individuals who earn more than $200,000 a year ($250,000 for married couples filing […]

Quarter End Roundup & Ideas

September 30th marked the end of the third quarter, a 3-month period rocked by 11th hour lawmaker dissention, the Standard & Poor’s® US rating downgrade, rising fear over the European debt crisis, and volatile markets that were up one week […]

Has CLASS Been Let Out?

Current Administration is “reassigning the workers in the office that was developing the Community Living Assistance Services and Supports (CLASS Act long term care benefits plan – a program that is part of the Patient Protection and Affordable Care Act […]

U.S. Ranks 5th in Global Competitiveness

For the third year in a row, the United States has dropped among global competitive economies – this year from 4th most competitive to 5th.Switzerland is at the top of the rankings, followed by Singapore, Sweden, and Finland. For a […]

Helping to Secure Your Estate in an Insecure Market

The current Administration is looking for ways to reduce the Federal deficit and is currently targeting the Estate Tax and Life Settlements among other insurance-based planning tools.  The deficit reduction package could turn the Federal estate tax clock back to […]