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Real Estate Update

  According to the Federal Reserve Bank of St. Louis, up to 10 million Americans lost their homes during the last financial crisis. Now, 10 years later, we’re only slightly above 2016′s low of 63 percent home ownership – at […]

Thinking About Downsizing?

When companies face a rough period, they often look to either increase revenues or trim expenses, including reducing overhead costs. You can do the same thing for your personal budget, where reducing expenses can give you the opportunity to increase […]

Millennial Generation Impacts

It’s a tough time to be a young adult. Take the housing market, for example. It’s been fairly locked up since the last recession, when many millennials were still in high school. Now that they have jobs and credit history, […]

Money Matters

To help combat chronic poverty, some think tanks and economists have pitched the idea of a universal basic income (UBI), issued by the government. In the words of the 1980s band Dire Straits, UBI is essentially “money for nothing.” Proponents […]

What’s Real News?

“And that’s the way it is.” This is how Walter Cronkite signed off at the completion of his CBS Evening Newscast, which he anchored from 1962 until 1981. Widely recognized as a trusted source to deliver the news, Cronkite was […]

Insights Into Medigap

Many Americans who enroll in original Medicare also purchase a supplemental insurance policy, colloquially known as “Medigap.” Medigap covers some or all of the out-of-pocket costs associated with original Medicare — deductibles, copayments and coinsurance — helping to reduce financial […]

Odds for Divorce

Every couple who decides to marry runs some risk of divorce in the future. The only way to definitively avoid divorce is to remain single, but plenty of people are willing to take their chances. Among the many unintended consequences […]

Succeeding as an Entrepreneur

There’s an age-old insight that’s often cited when referencing entrepreneurship: “90 percent of startups fail.” In fact, that may not be the case. According to new research by Cambridge Associates — assessing more than 27,000 venture-backed startups — the average […]

Travel Ideas: Travelers Benefit from Industry Trends

Many areas of the U.S. experienced sweltering heat throughout this past summer. As the seasons change, now is a great time to take a vacation and enjoy the cooler air. Plan to get away If you’re looking to avoid the […]

Where Americans Stand on Personal Debt

On one hand, low interest rates are good for those borrowing money. On the other hand, easy cash can lead to excess debt — a place far too many Americans find themselves.  Today, the median credit card debt is $2,000 […]